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Flood Insurance

ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - Jack Durney, mayor of Hoquiam, Wash., stands on a hill on Monday, March 18, 2014, overlooking his city, the Hoquiam River, and Grays Harbor. Because most of Hoquiam lies in the flood plain, Durney says possible increases in federal flood insurance rates would adversely affect many who live in his town. In the old logging port on an estuarine bay, the great majority of the 8,700 residents live in a flood hazard area. (AP Photo/Ted S. Warren)

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