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Flood Insurance-21

ADVANCE FOR USE MONDAY, MARCH 24, 2014 AT 3 A.M. AND THEREAFTER - This detail of an insurance form shows the cost of flood insurance for Regina Bachman's home in Loveland, Ohio on Friday, March 21, 2014. After stretching her finances to buy a $95,000 home near a creek in September 2013, she was belatedly hit with an annual flood insurance bill of $7,900. The previous owner had paid under $700. (AP Photo/Al Behrman)

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