Q: I have lived in an apartment in a multi-family dwelling for the last 20 years. The building was recently sold, and I just learned the new owners are going to renovate the entire building and raise the rent significantly. I am on a tight budget and will not be able to afford to remain here. Will I qualify for public subsidized housing and how long will it take?
A: We always encourage anyone who is considering moving into subsidized elder housing to apply long before the actual need arises. The wait list varies from town to town; it could be as little as a month or realistically years in some areas.
People should not limit their applications to only one or two locations; this will definitely lessen their chances of finding an apartment sooner rather than later. In many instances, towns do give priority status to town residents, but this still may lead to a lengthy wait list.
Subsidized housing may be managed by local housing authorities or by private companies. The U.S. Department of Housing and Urban Development administers federal monies to local housing authorities to manage affordable housing for low-income families, older adults and disabled individuals. The developments and units vary from single-family housing to large high-rise buildings for elders.
Financial eligibility guidelines are strictly adhered to and rent is based on income. This is another area where differences become obvious. Rent is based on a percentage of the median income of the municipality where the housing authority operates; naturally communities that have a higher per capita income will have higher-income limits. An individual could potentially be eligible in one community and be disqualified in a neighboring area.
Subsidized units may also be available through private management companies or owners and state-funded housing authorities. Developers and housing authorities can receive federal assistance to help pay rents, building costs or other expenses; in return they are obligated to set aside a number of units at lower rents for lower-income-qualifying families/elders/disabled individuals. Some buildings may have a mix of age groups, while others are specifically available for elderly or disabled residents.
As adults age, their need for assistance in activities of daily living increases; this could include daily care or occasional help. Inquire about supportive services that may be available to help residents retain their independence for as long as possible. Also carefully consider the neighborhood: Will community services be easily accessible and does the area feel safe?
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Roseanne DiStefano is the executive director of Elder Services of the Merrimack Valley. Do you have a question? E-mail her at ro@esmv.org or write to Elder Services of the Merrimack Valley, Inc., 360 Merrimack St., Lawrence, MA 01843.
